Our Products

Condo Unit Owner (HO-6)

Currently available in Alabama, California, Colorado, Florida, Georgia, North Carolina, South Carolina, Tennessee, Texas, Utah, and Virginia.

  • Condominium or Co-Op Unit Owners
  • Owner or Tenant Occupied
  • Short term rental is acceptable

* Subject to policy terms, definitions, conditions, limitations and exclusions.

 Log in to View Additional Details

Specialty à la Carte Homeowners Coverages™

Currently available in Alabama, California, Florida, Georgia, Tennessee, Texas, and Virginia.

Specialty à la Carte Homeowners Coverages™ policy includes options for coverages to supplement the any homeowners or dwelling policy. You may select one or multiple coverages which will be packaged on one policy. Coverage options include:

  • Scheduled Personal Articles Floater
  • 1-4 Family Dwelling Liability, Individually Owned
  • 1-4 Family Dwelling Liability, Trust/LLC/Corp. Owned
  • Excess Personal Liability
  • Animal Liability
  • Home Business Insurance Coverage
  • Loss Assessment Coverage
  • Limited Dock Owners Liability
  • RV Pad Liability Coverage
  • Co-Op Owner Liability - Individually Owned
  • Co-Op Owner Liability – LLC, Trust, Corp Owned
  • Pool Enclosures & Other Structures (x-wind)
  • Personal Injury Liability
  • Incidental Farming Liability
  • Credit Card/EFT Card/Forgery/Counterfeit Money Coverage
  • Fungi, Wet or Dry Rot, or Bacteria Property Coverage
  • Water Backup and Sump Discharge/Overflow
  • Vacant Land
  • Solar Panel 1-4 Family Dwelling Liability
  • Electric Vehicle Charging Station 1-4 Family Dwelling Liability
  • Limited Water Coverage

* Subject to policy terms, definitions, conditions, limitations and exclusions.

 Log in to View Additional Details

USLI Personal Lines

  • Dwelling Fire (DP-1 and DP-3)
  • Comprehensive Personal Liability
  • Condo/Renters
  • Excess Comprehensive Personal Liability
  • Excess Personal Umbrella
  • Home Based Business
  • Personal Umbrella
  • Vacant Land (Personal)

* Subject to policy terms, definitions, conditions, limitations and exclusions.

 Log in to View Additional Details

Small Business Solutions

Our Small Business Solutions provide access to more than 30 real-time quote products for small business risks. This product also offers coverage for third-party claims arising from bodily injury, property damage, and related medical expenses. Business Equipment coverage protects business furniture and equipment across up to five office locations and includes accidental damage as standard.

Optional coverages include:

  • Office insurance
  • Hired or non-owned vehicle liability insurance
  • Electronic data loss upgrade
  • Commercial crime insurance upgrade

Available in all states except: AK, AL, AR, DE, FL, HI, ID, IA, KS, KY, LA, ME, MS, MT, NE, ND, NH, NM, NV, OK, OR, RI, SC, SD, TN, UT, VA, VT, WA, WV, WY.

* Subject to policy terms, definitions, conditions, limitations and exclusions.

 Log in to View Additional Details

OUR OFFICE

P.O. Box 3140, Ponte Vedra Beach, FL 32004
(904) 285-7683